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We provide Chapter 7 bankruptcy and Chapter 13 bankruptcy services to residents in San Francisco, California. We are willing to help San Francisco area residents with their debts and other money problems that might lead to San Francisco bankruptcy.
Since the bankruptcy law change in 2005, there have been a lot of misunderstandings about bankruptcy. For instance, many people have been led to believe that almost no one can file for Chapter 7 bankruptcy anymore. That’s simply not true. Although the new bankruptcy law that took effect in October, 2005 added some hoops for debtors to jump through, consumer bankruptcy attorneys and credit counseling agencies have found from the beginning that the Chapter 7 means test actually prevents very few debtors from filing under Chapter 7. In fact, some credit counseling agencies have said that by the time most debtors come to them for the newly-required pre-filing credit counseling, they have no other realistic option! The safety net of bankruptcy is still available to most consumers in financial crisis.
We believe it is important for San Francisco area residents to research their options regarding San Francisco bankruptcy and its alternatives.
